Do Credit Repair Companies Work

Do Credit Repair Companies Work

Anyone else know a Good Credit improvement program?

I have tried to dispute items on My Credit report and haven’t had much luck. I have late payments, bad debts, and I have no good credit.

I am working on adding positive credit now .

Please give me links so I can research the different companies that you have known to be legit. Also your experience with the company would be helpful.

Please no skeptics, or people trying to tell me its a scam.

I know there are scams out there and I will research the company I choose, so please keep the warnings and comments to yourselves.

Also I know I can do it myself.

I tried this option, I want a good reputable Credit Repair Company to do it for me.....

That’s great that you atempted to Repair Your Credit yourself before you decided to pay someone.

Now that you know how aggravating the Credit Bureaus are to deal with, you need to find a legitimate company. Let me tell you; they are far and few between. I tried to Repair My Credit myself and gave up. Then I hired a company in California called a “Fresh Start” they charged me $695 and stole my money. I never heard back from them. It turns out it was a complete scam.

Still very serious and skeptical about repairing my credit, the 2nd time around, I researched quite a few different companies. I finally decided on a company in Florida called Credit Network. They are a smaller company and they really know what they are doing. They also didn’t charge anything upfront except for a small setup fee, after that they charge $49 mo, after the work is performed for the previous month. When I started I had 73 negative items between all 3 bureaus! That was about 8 months ago, and they have deleted all but 17 bad items. They were realistic when they said it could take over a year, buts that’s fine with me, because they followed through on what they said.

Something very important….. The bad debts that you say you owe; you need to pay them off. I don’t care if you settle them or pay them in full, eventually you need to pay them off because if you don’t, there is a very good possibility they will pop back up on your credit after you delete them. I was told that debts get sold and resold, even after the statute of limitations. So if you are as serious as you sound about repairing your credit, you have to pay them off!!

Oh yeah, here is the link to them http://www.expert-credit-advice.com/credit_repair_service.htm

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