Raise My Credit Score
what can you do to raise your Credit Score if you have really Bad Credit?
What immediate steps can you take to Raise Your Credit Score? And should I still be seeing things on my Credit Report from 1999? I have since paid off these bills but yet they show up. What steps can I take to raise my score
There are many things one can do, it takes time though.
Here are links to help you and it is free
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm#improve
Building a better credit report.
http://www.ftc.gov/gettingcredit/
What you need to know about your credit.
http://www.ftc.gov/bcp/conline/pubs/credit/crdright.shtm
Credit and your consumer rights.
Here are the statute of limitations on Credit Reports.
The Credit Bureaus keep your personal Credit History for periods between 7 and 10 years:
Unpaid Tax Lien - Indefinitely
Chapter 7 Bankruptcies - 10 years from date filed.
Public Records - 7 years from the date of payment;
Closed or Inactive Accounts - 10 years from the date of last activity;
Derogatory Accounts - 7 years from the date of original delinquency;
Hope this is of help.
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