Credit Reports

Credit Reports

If I order 3 Credit Reports, how many points will I get knocked down?

I want to order the Three Credit Reports from TransUnion, Equifax, and Experian, but I heard ordering one report will knock you down 5 points. If I order all 3, will I be knocked down 15 points?

Actually, you can request your credit reports as many times as you like without any effect to your credit (FICO) score. I would suggest you call or write to each individual Credit Reporting Agency to request your report. I am not a fan of the "Annual Free Credit Report", especially if your wanting to start repairing your credit.
If you have recently been denied credit, have had an adverse change in your credit, or are receiving certain types of govt assistance you may be entitled to free reports through the CRA's.

Tim Hawkins - Free Credit Report, Chick-Fil-A, & Wedding Songs

 

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