Credit Repair Company Names
Credit Repair?
I have pulled a Credit Report and it's not out of the question to pay everything off and take care of that, but then what can I do to help repair My Credit? Everything on my report is correct and I have nothing in my name besides 2 small ($300 & $100) loans from local loan companies. After everything is paid off will it still take a few years before I can get anything in my name?
Why would you be looking at credit repair. (there is no such thing by the way) You have two small loans that you say would be easy to pay off.
The only way to establish credit is to make payments on time. You might try buying something larger on credit, like a car, or something with a value higher than $300. finance it through a bank where you will get lower interest, and a good Credit Rating. Building Credit takes a bit of time, but it can be damaged in less time. Be careful what you charge and make your payments on time.
As far as credit repair... there is no such animal. You have probably seen ads about repairing your credit (for a fee). However, the only way you can repair it is to ensure that your payments are made on time, every month. As long as your credit report is correct, you have nothing to dispute. If your Credit Score is above 600, you can easily build it up by your history of payments.
Repair Bad Credit - Raise Credit Score - Chris The Credit Guy - Finding Additional Names Addresses
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