Better Your Credit Score
Is it better for Your Credit Score to close out Credit Card accounts that have a zero balance?
and are not used. Or is better to keep them open? I beleive Yahoo had an article about it, but I didn't get to read it. Thanks
It depends. If they are the only Credit Cards you have then do not close them just use them for everyday things like food and gas and pay them off before the due date every month. Also keep your balance below 30%.
If on the other hand you have several credit cards then closeing a couple of them would really not make much of a differance. Just do not close them all at once.
A full 35% of your Credit Score Is made up of payment history so this is something to take into consideration also. If you have had the cards for a long time I would not close them just use them wisely.
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