And Credit Reports
How can you get a Bankruptcy off your credit reports sooner than 10 years?
I am going to file bankruptcy within a month if my house does not sell by the end of February. Looks like that's what will have to happen... I know it's inevitible now. I want to get past it and get the Bankruptcy off My Credit reports as SOON as possible, no matter WHAT it takes... is there ANY way to do this?
I would suggest you start by visiting http://www.lifeafterbankruptcy.com
Note that this is a commercial site, and I have nothing to do with it. But they also have a lot of free info, and a lot of free newsletters that you can read. If you do your homework here, you can lay the groundwork on improving your credit early.
It will take 10 years for this to drop off your report. But do NOT believe these people who say your credit is destroyed the entire time. I've worked with people who filed bankruptcy, and within two years they have a Credit Score of 680 (good, but not excellent), and they are able to get loans and Credit Cards. There is NO secret to this, just do your homework and be prepared.
All of the information you need is readily available on the internet. Also check out http://www.creditboards.com for more good info.
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Filed under: Repair Your Credit
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